Welcome to Lending Tools Online (LTO). LTO is a website that allows title searchers, appraisers, notaries, title companies and other real estate professionals to list their company's products and services for FREE. If you have any questions about this site, please email us.      Since this site is free to View, we would appreciate it that you refer LTO when contacting companies. Our goal is to be the largest and most frequently used website by lenders and real estate professionals.      Lending Tools Online is an online directory only. We do not complete any background checks or take any responsibility for any individual or company that list with us or advertise on this site.